Operational
Is UPI / NPCI down right now?
Operational
No — as of the latest reports, UPI / NPCI is working normally for most people. Only 0 problem reports came in over the last 24 hours against 0 "works for me" signals, so if UPI / NPCI is not working for you, the cause is more likely your device, app version or connection than a general outage.
Is UPI / NPCI not working for you?
Get an e-mail when UPI / NPCI goes down
One e-mail per incident, only after you confirm. No newsletters, no spam.
Problem reports — last 24 hours
No problem reports in the last 24 hours — a quiet day is a good day.
Last 90 days
History builds up as reports come in — tracking for this service started 12 Nov 2026, so this chart fills in day by day.
About UPI / NPCI
We track UPI / NPCI as part of our Payments coverage because it is woven into daily routines: when it stumbles, thousands of people notice within minutes. It sits in the middle of everyday payments — scanning QR codes at shops, sending money to friends, paying bills and checking out online. Its official home on the web is npci.org.in, which is the address our checker tests on a schedule — if that server stops answering, this page knows before most people finish typing "is UPI / NPCI down". For help that cannot wait, we list 1 official contact numbers for UPI / NPCI, starting with 18001201740, together with the support e-mail options on the helpline page. Reports here are counted honestly: a handful of complaints never gets dressed up as an outage, and a real outage is called one as soon as the pattern is unmistakable.
Common problems reported for UPI / NPCI
- Payment failed but money debited — The most common UPI complaint. The payment usually failed at the receiving bank, and the debit is reversed automatically within a few working days.
- Transaction stuck on "pending" — One of the banks in the chain has not confirmed the payment yet; pending UPI payments resolve or reverse on their own.
- "Bank server not responding" — Your own bank's UPI servers are slow, so every UPI app fails the same way for your account.
- Daily limit reached messages — UPI has per-day and per-transaction caps set by your bank; the app shows this as a failure even on a healthy day.
- QR code will not scan or pay — A damaged code, a merchant whose bank is down, or an app camera permission problem.
- PIN screen freezes — Usually a local app or network issue at the moment of authorisation, not a lost payment.
If UPI / NPCI is not working — try this
- Look at the verdict above — if the app is down for everyone, do not keep retrying the payment.
- Check whether the failure names your bank: if so, try paying from a different bank account in the same app.
- Never pay twice for the same bill immediately. Check the transaction history first; duplicates are harder to unwind.
- Switch networks once (Wi-Fi to mobile data) and retry a small action like a balance check before a big payment.
- Keep the UPI transaction ID (UTR) from the history screen — support cannot trace a payment without it.
- If a debit is not reversed in the stated window, raise it in the app first, then with your bank's official helpline.
Other ways to access UPI / NPCI
The same UPI account usually works from more than one app, so if one app is struggling you can pay from another UPI app linked to the same bank account. Wallets, net banking and cards remain separate fallback routes for the same purchase.
UPI / NPCI helpline
Main number: 18001201740 (pan> Customer care)
Questions
Is UPI / NPCI down right now?
Right now UPI / NPCI shows as "Operational" on this page, based on 0 problem reports and 0 working signals from visitors in the last 24 hours, cross-checked by our automated probes of the official website. That picture updates as new reports arrive, so the freshest answer is always the verdict at the top of this page.
Why is UPI / NPCI not working today?
The failures people report most for UPI / NPCI are payment failed but money debited and transaction stuck on "pending". Behind those sit the usual causes: servers overloaded at peak hours, a faulty app update, maintenance that overran, or a problem at one link in the chain — the app, the network or a payment partner. The troubleshooting list on this page covers the fixes that actually work, in order.
How can I check if UPI / NPCI is down or it is just me?
Three quick tests settle it. First, read the verdict above — a spike in reports means it is not just you. Second, open UPI / NPCI on a different network, such as mobile data instead of Wi-Fi. Third, try a second device or the website instead of the app. If it fails everywhere while reports climb, it is a genuine outage; if it works elsewhere, the fault is local.
When will UPI / NPCI be back up?
Nobody outside UPI / NPCI can promise a time, and providers rarely give one. In practice, most partial outages of this kind clear within thirty minutes to a few hours, and peak-hour failures often fade as the rush passes. Watch the report chart on this page: when fresh problem reports stop and "works for me" signals take over, the service is recovering.
How do I contact UPI / NPCI customer care?
The main official helpline for UPI / NPCI is 18001201740 (toll-free). The helpline page linked here lists every published number with its purpose, plus the other official contact routes. Only ever use numbers from the official website or this page — fake customer-care numbers are one of the most common fraud routes in India.
Is UPI / NPCI down in my city, or across India?
Reports on this page are collected nationally, and most big failures are national too. Local problems do happen — a single bank branch network, one telecom circle, one broadband exchange — and they look different: the service works for friends in other cities while your reports cluster. If people elsewhere say UPI / NPCI works, suspect a local fault and use the helpline.
